Madison's Independent Medicare Advisor — Local Knowledge, Zero Carrier Loyalty

I'm Ryan, and I work with Madison-area residents every day to sort through Medicare options that actually fit their lives. As an independent Medicare broker, I have no contracts with carriers that would push me toward one plan over another. My job is to know the Dane County market — the local plan networks, the provider relationships, the carriers with real strength here — and use that knowledge to help you make a decision you can feel good about.

Medicare Coverage Built Around the Madison Market

Madison isn't a generic market, and your Medicare coverage shouldn't be either. I work with carriers that have meaningful networks in Dane County, including Dean Health Plan and Medica, which have a strong presence in the Madison area. That means I can tell you which plans include your current doctors, which ones work well with the UW Health system, and where the gaps are before you enroll — not after.

Here's what I bring to every Madison-area client:

• Independent broker status — I compare plans across 13–14 carriers, not just one
• Deep familiarity with Dane County provider networks and local plan performance
• Knowledge of Wisconsin's unique Medicare Supplement structure, including the base plan and riders system
• Licensed since 2017 with years of Dane County client experience
• Annual plan reviews included — I don't disappear after enrollment

Turning 65 in Madison? Here's Where to Start

The Medicare enrollment window opens three months before your 65th birthday, and the decisions you make in that window can affect your coverage and costs for years. I walk Madison-area residents through the full picture in a single free consultation — from Social Security enrollment timing to comparing every plan type available in Dane County.

You don't need to spend hours on Medicare.gov trying to decode plan comparison tools. One conversation covers your doctors, your prescriptions, your budget, and your priorities — and you walk away knowing exactly what to do next.

In-Person Medicare Help in the Madison Area

Some conversations are just easier face to face. I offer in-person appointments in Fitchburg, which sits directly adjacent to Madison, and I'm available to meet at a client's home or a preferred location in the greater Madison area when that works better. If a phone or video call is more convenient, that works too — I follow your lead.

What doesn't change regardless of format: you get a thorough, unhurried conversation with someone who knows this market and has no incentive to push you toward any particular plan.

Already on Medicare? Your Annual Review Is Included

Medicare plans change every year — premiums shift, drug formularies update, and networks adjust. If you enrolled a few years ago and haven't looked at your coverage since, there's a real chance a better option exists today. I offer annual plan reviews to every client as a standing part of the relationship, not an add-on service.

Madison-area residents can schedule a review any time, and I pay particular attention to the fall Annual Enrollment Period(October 15 – December 7), when plan changes take effect January 1.

Questions Madison Residents Ask About Medicare

Ready to Talk Medicare in Madison?

If you're approaching 65, reassessing your current coverage, or just want a straight answer from someone who knows the Madison market, I'm ready to help. Schedule a free consultation or call the office directly — there's no obligation, and no pressure to buy anything.